Tenant Users Liability Insurance Program

The TULIP Program provides low cost General Liability insurance for outside entities and groups who wish to use municipal properties or facilities owned by Members of the MMA Risk Management Services Property and Casualty Pool. The program protects both the Tenant User and the municipality itself against claims by "third parties" who may be injured or have property damage as a result of the activities of the Tenant User.

Events may range from very low risk activities, such as seminars, receptions or weddings, to higher risk events including camps, sports events and concerts. The premium is based upon the risk associated with the event or activity, the number of days needed, the number of participants and if there are any special requirements, such as liquor liability, food service, etc.

Here is how it works:

The Municipality is registered to use the TULIP program account through HUB International at no cost.

When a Tenant User wants to use the facility, the facility management directs the Tenant User to www.intactspecialty.com/entertainment and provides a seven digit ID code that identifies the facility.
The Tenant User enters the ID code and answers a few basic questions in a three-step process that provides an on-line quote.

If the Tenant User decides to purchase coverage through the facility's program, they simply enter their credit card information and coverage is bound, including forwarding a Certificate of Insurance to the facility, the Tenant User and the agent or broker.

Your Tenant User now has access to generate a quote and bind General Liability insurance via the TULIP online system!

Coverage and Limits:

Coverage limits of $1 million are available for products/operation, including liability for bodily injury and property damage. The policy will pay those sums that the insured (the tenant user) becomes legally obligated to pay as damages because of bodily injury or property damage to which this insurance applies.

For more information please contact:

Marcus Ballou mballou@memun.org at Maine Municipal Association, 1(800) 590-5583


Susan Kludjian at HUB International New England is also available to help answer your questions at (800) 370-0642 or visit Entertainment Brokers web site at www.intactspecialty.com/entertainment

*The information provided explains the general purposes of the coverage described, but in no way changes or affects any such coverage as actually issued on the policy for any insured.
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