Small Business Loan Officer

Start Date: July 25, 2024 | End Date: September 01, 2024
County: Androscoggin County
Job Type: Finance

The Androscoggin Valley Council of Governments (AVCOG) is accepting applications for a Small Business Loan Officer. AVCOG is a quasi-municipal government organization serving communities and businesses in Androscoggin, Franklin, and Oxford Counties.

The Small Business Loan Officer is primarily responsible for developing loan applications, underwriting, and servicing loans to small businesses for our Federal, State, and local revolving loan fund programs. This position will also participate in reporting and marketing efforts.

Candidates are required to have the following:

• Experience with commercial lending underwriting or credit analysis beyond consumer loans.
• Knowledge of servicing a loan portfolio or similar work which provided a knowledge and understanding of the technicalities of financing and credit of loan programs.
• Experience must demonstrate use of judgment in providing financial guidance to borrowers; ascertaining and analyzing borrower's financial capacity, and evaluating the general economic and financial conditions that affect the organization risk in issuing the loan
• A bachelor’s degree or higher in business administration, finance, or related field.

Candidates should have good interpersonal, written, and oral communication skills, attention to detail and accuracy, proficiency in Microsoft Word and Excel, and a demonstrated ability to work successfully as part of a team.

This full-time position offers a competitive starting salary ($75,000 - $85,000 per year, based on experience) and excellent benefits including medical, dental, and vision insurances; HSA with company contribution; HRA with deductible reimbursement; life and voluntary disability insurances; medical and dependent care flexible spending; Maine Public Employees Retirement System (MPERS); paid vacation and sick leave; 13 paid holidays; flexible schedule with 37 ½ hour workweek, and a hybrid remote work schedule.

Interested individuals should submit a cover letter with a resume to avcog@avcog.org

AVCOG is an equal employment opportunity employer and complies with applicable employment laws prohibiting discrimination, including without limitation those based on race, color, religion, sex (including pregnancy and related conditions, gender identity, and sexual orientation), national origin, age, disability or genetic information and any other status protected by federal, state, or local laws.

Job Type: Full-time

Benefits:

• Dental insurance
• Flexible schedule
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Retirement plan
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Ability to Commute:

• Auburn, ME 04210 (Required)

Ability to Relocate:

• Auburn, ME 04210: Relocate before starting work (Required)

Work Location: Hybrid remote in Auburn, ME 04210